LIC AAO Notification 2026, Check Exam Dates, Vacancy and Eligibility

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By Smartkeeda
6 Jul 2026

The LIC AAO exam is held by The Life Insurance Corporation of India to recruit the position of Assistant Administrative Officers (AAO) Class I Officer cadre in different domains including Generalist, Specialist, IT, Legal, Chartered Accountant (CA), Actuarial, and Rajbhasha.

LIC provides freshers a wonderful chance to embark on their career path at one of the best insurance companies of India as Assistant Administrative Officers (AAO) Class I cadre. The AAO job provides job and financial security with an attractive salary of Rs. 1,26,000/- per month.

In the article, we have provided detailed information about the LIC AAO vacancy, important dates, and exam pattern, etc., as per the notification 2026. Aspirants are advised to go through the entire article in order to understand all the important aspects of the exam regarding the LIC AAO Notification 2026

LIC AAO Notification 2026

The official LIC AAO Notification 2026 will provide detailed information, including exam dates, vacancies, eligibility criteria, and more. The official LIC AAO Notification 2026 will also include vacancy details for Assistant Administrative Officer (AAO) posts for Generalist, Specialist, and Assistant Engineer posts.

In previous year, LIC released 341 AAO posts for generalists, and in 2023, it dropped to 300. Aspirants must understand all the important aspects of this exam; the LIC AAO Notification 2026 will provide complete details once it is released.

 LIC AAO Recruitment 2026- Overview

A quick highlight of all the important aspects of the exam, expected in the LIC AAO 2026 Notification, is provided below.

LIC AAO Recruitment 2026 - Exam Overview

Exam Element

Details

Name of the Organization

Life Insurance Corporation of India (LIC)

Name of the Post

Assistant Administrative Officer (AAO) — Generalist & Specialist

Exam Level

National Level

Notification Status

-

Total Vacancies

-

Application Mode

Online

Selection Process

Prelims (Qualifying)→Mains → Interview →Medical Exam

Salary

₹1,26,000/- per month

Official Website

licindia.in

 

LIC AAO Mock Test

LIC AAO Exam Dates 2026

The LIC AAO Recruitment exam is held in three stages, which are prelims, mains, and an interview. The prelims are qualifying in nature, and marks of mains and interview made the final merit list. Aspirants need to know the exam dates as per the official LIC AAO Recruitment 2026 in order to stay on track with their preparation and set their goals effectively.

LIC AAO 2026 Notification: Exam Dates

Exam Event

Official Dates

Preliminary Examination Date (Phase I)

-

Preliminary Exam Result

-

Main Examination Date (Phase II)

-

Interview

-


 

LIC AAO 2026 Notification- Important Dates

In the official LIC AAO recruitment notification, Life Insurance Corporation will release the important dates for the examination, including the admit card release date, pre-main exam, and application submission last date. We will provide all the important dates in tabular format below after the notification is released.

LIC AAO 2026 - Important Dates

Events

Dates

LIC AAO Notification

TBA

LIC AAO Start Date to Apply

-

LIC AAO Last Date To Apply

-

LIC AAO Prelims Exam Date 2026

-

LIC AAO Mains Exam Date 2026

-

 

LIC AAO Vacancy 2026 Category-wise Distribution

The LIC AAO Vacancy will be released along with the official LIC AAO notification PDF. In last year's recruitment LIC announced 841 vacancies for the exam: 350 for generalist posts, 410 for AAO Specialists across different professional fields, and 81 for Assistant Engineers in Civil and Electrical streams.

LIC AAO 2026 Eligibility Criteria Explained

The aspirants who wish to take the LIC AAO exam must meet the eligibility criteria for the specific posts they have opted for. We have provided all the necessary details regarding the eligibility for the LIC AAO Recruitment exam. Candidates must review all the details carefully before applying for the exam.

Nationality

A candidate applying for the exam must be one of the following:

  • A citizen of India

  • A subject of Nepal or Bhutan

  • A Tibetan refugee who came to India before 1st January 1962 to permanently settle

  • A person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, or East African countries to permanently settle in India (with an eligibility certificate issued by the government)

Education Qualification

Aspirants must meet the educational qualification requirements for each post. Below are the educational qualifications for each post, as per the official LIC AAO Notification 2026.

LIC AAO 2026 Educational Eligibility Criteria

Post / Stream

Minimum Educational Qualification

Crucial Requirements & Professional Experience

AAO Generalist

Graduate degree in any discipline from a recognized University or Institution.

No professional certification or prior experience required.

AAO Chartered Accountant (CA)

Bachelor's degree from a recognized Indian University.

Must have cleared the ICAI Final Examination.
Successful completion of the mandatory ICAI Articleship.

AAO Company Secretary (CS)

Bachelor’s degree from a recognized University.

Must hold a valid, qualified membership with the Institute of Company Secretaries of India (ICSI).

AAO Actuarial

A graduation in any field from a recognized University.

Must have cleared a minimum of 6 papers conducted by the Institute of Actuaries of India / IFoA (UK).

AAO Legal

Bachelor’s degree in Law (LL.B.) from a UGC-recognized College or University.

Minimum aggregate marks: 50% for General/OBC/EWS.

Minimum aggregate marks: 45% for SC/ST and PwBD applicants.

AAO Insurance Specialists

Graduate degree in any discipline from a recognized Institution.

Must hold a Fellowship of the Insurance Institute of India (FIII - Life).

Minimum 5 years of work experience in an IRDAI-regulated Life Insurance firm.

 

Age Limit

To apply for the LIC AAO Recruitment 2026 exam, candidates must comply with the age requirements mentioned below: 

Parameter

Standard Generalist Post

Specialized Posts (Legal & CA)

Minimum Age Limit

21 Years

21 Years

Maximum Age Limit (UR / EWS)

30 Years

32 Years

 

Age Limit Relaxation

This table details the category-wise relaxation added to the upper age limit specified above as per the LIC AAO Notification 2026. 

Candidate Category

Permissible Upper Age Relaxation

Scheduled Caste (SC) / Scheduled Tribe (ST)

5 Years

Other Backward Classes (OBC - Non-Creamy Layer)

3 Years

PwBD (General / EWS)

10 Years

PwBD (OBC)

13 Years

PwBD (SC / ST)

15 Years

ECO / SSCO / Ex-Servicemen (General)

5 Years

ECO / SSCO / Ex-Servicemen (OBC)

8 Years

ECO / SSCO / Ex-Servicemen (SC / ST)

10 Years

Confirmed LIC Employees

5 Years

 

LIC AAO 2026 Apply Online Process

The window for applying for the LIC AAO examination will be available only on the Life Insurance Corporation of India's online portal. Applicants need to apply for the exam using the online portal,i.e, licindia.in  and the details of their application and necessary documents should be provided using the online medium only.

Steps for Applying to LIC AAO Recruitment 2026

In order to avoid any kind of problems in submitting their applications, the applicants can follow some strategic steps in completing the procedure of filling out the application form:

Step 1: Go to the home page of the official LIC website at licindia.in. There, you need to search for the "Careers" section that is located at the bottom of the home page, and then you need to click on the "Recruitment of Assistant Administrative Officers 2026" link.

Step 2: Aspirants have to click on the link that says “Click here for New Registration” . In order to generate a Provisional Registration Number and Password via SMS and email, the applicants have to give all their contact details, including an email ID and a mobile number.

Step 3: Re-login with your credentials and fill up your personal profile, select category and academic qualifications. Be sure to provide your names in the exact manner in which it appears on your formal matriculation certificate.

Step 4: upload scanned copies of documents as per prescribed specifications. 

Document Type

Format Type

File Size Range

Required Dimensions (Pixels)

Important Ink Guidelines

Passport Photograph

JPG / JPEG

20 KB – 50 KB

200 x 230 pixels

Recent color photo with a plain white background.

Signature

JPG / JPEG

10 KB – 20 KB

140 x 60 pixels

Written on white paper with black ink. Do not sign in block capital letters.

Left Thumb Impression

JPG / JPEG

20 KB – 50 KB

240 x 240 pixels

Marked on white paper with blue or black ink.

Handwritten Declaration

JPG / JPEG

50 KB – 100 KB

800 x 400 pixels (200 DPI)

Written in running hand on white paper with black ink. Do not type or write in capitals.

 

Official Handwritten Declaration Text: "I, _____________________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true, and valid. I will present the supporting documents as and when required."

Step 5: Now, pay the fees through credit/debit card, UPI, or net banking. after that download the receipt for future reference.

LIC AAO Application Fee 2026

LIC AAO application fees vary by category; aspirants must pay the fees as per their category. It is important to note that the application fee must be paid online and is non-refundable. The payment can be made by Debit Card, Credit Card, Net Banking, or UPI. Candidates must ensure the application fee is paid; otherwise, the application form will not be accepted. The category-wise fees distribution is provided below.

LIC AAO Category

LIC AAO Fees

Others

Rs. 700

SC/ST/PwBD

Exempted

 

LIC AAO Selection Process 2026

The recruitment process involves four distinct stages. Candidates must qualify at each stage to move to the next.

Stage

Name of Phase

Nature of Exam

Phase I

Preliminary Examination

Online Objective Test (Qualifying Only)

Phase II

Main Examination

Online Objective + Descriptive Test

Phase III

Personal Interview

Face-to-Face Evaluation

Phase IV

Medical Examination

Pre-Recruitment Fitness Check

 

LIC AAO 2026 Exam Pattern for Prelims and Mains

The LIC AAO 2026 Exam Pattern is divided into 3 stagesPrelims, Mains, and Interview. Candidates have to qualify each stage to reach next phase and final merit is prepared on basis of Mains and Interview marks. Check the complete stage wise exam pattern below.

Preliminary Examination Pattern

  • Mode: Online Computer-Based Test.

  • Question Type: Multiple Choice Questions (MCQs).

  • Negative Marking: No negative marking.

  • Sectional Timing: 20 minutes, separate time for each section.

Section

Medium of Exam

Questions

Max Marks

Duration

Reasoning Ability

English / Hindi

35

35

20 Minutes

Quantitative Aptitude

English / Hindi

35

35

20 Minutes

English Language*

English

30

30*

20 Minutes

Total

 

100

70

60 Minutes

 

Note: English section marks are qualifying in nature and are not counted for ranking or Mains shortlisting

Attempt Free LIC AAO Prelims Mock Test

Main Examination Pattern (AAO Generalist)

  • Mode:  Online Computer-Based Test (Objective + Descriptive)

  • Descriptive Test: Conducted immediately after the objective test via keyboard typing

  • Sectional Cutoffs: Minimum qualifying marks apply to each section

Section / Test

Questions

Max Marks

Duration

Reasoning Ability

30

90

40 Minutes

General Knowledge & Current Affairs

30

60

20 Minutes

Data Analysis & Interpretation

30

90

40 Minutes

Insurance & Financial Market Awareness

30

60

20 Minutes

Total 120 300 120 minutes

Descriptive Paper (Letter Writing & Essay)

2

25

30 Minutes

 

Attempt LIC AAO Mains Mock Test

LIC AAO 2026 Syllabus Overview

The syllabus for LIC AAO is divided into standard core sections for the Preliminary stage, with specialized additions for the Mains stage. Below, we have provided a completed syllabus for each subject.

Prelims Syllabus for LIC AAO

Reasoning

Quantitative Aptitude

English Language

Statement based Questions

Data Interpretation

Reading Comprehension

Syllogism

Time and Work

Sentence Arrangement

Seating Arrangement

Speed, Distance and Time

Cloze Test

Coding-Decoding

Number Series

Error Spotting

Alpha-Numeric Sequence

Approximation

Sentence Improvement

Puzzles

Simple Interest and Compound Interest

Synonyms & Antonyms

Blood Relation

Profit and Loss

Phrases

Analogy

Average

Elementary Grammar

Odd One Out

Mixture and Allegations

-

 

Here is the detailed syllabus for the LIC AAO 2026 Mains Exam in the table below:

Mains Syllabus for LIC AAO

Section

Topics

Reasoning Ability

Arrangement & Pattern; Coding-Decoding; Blood Relations; Analogy; Inequalities; Syllogisms; Classification, Data Sufficiency; Input-Output; Linear Arrangement; Alphabet Series; Data Interpretation; Grouping & Selection; Verbal Reasoning; Clock; Venn Diagram; Mirror Images; Calendar

General Knowledge & Current Affairs

History of India, Indian Economics; Geography; Indian Constitution; Important Days; Books and Authors; Countries; Capitals and Currencies; Awards; Honors and Recognition; Science and Technology; Inventions and Discoveries; Financial Institutions – National and International; National and International Organizations; Current Affairs – National and International; Indian Politics

Insurance & Financial Market Awareness

Indian Financial System; History of LIC and IRDAI; Indian Banking and Insurance Terms; Banking Committees; Banking and Insurance Abbreviations; Stock Market; Budget; Insurance Sector; Indian and International Financial Institutions; Money market and Capital Market; Financial Market Risks; International Monetary Fund; Economic policies; Recession; Insurance Ombudsman; Bancassurance; Private and Public sector Insurance Companies; Government Insurance Schemes

Data Analysis & Interpretation

Data Communication and Networking, Database Management System; Operating System; Software Engineering; Data Structure; Compiler Design; Computer Organization and Microprocessor; Object Oriented Programming

 

Check the Complete LIC AAO 2026 Syllabus

LIC AAO 2026 salary

As per the  LIC AAO 2026 Notification, the LIC AAO Salary is expected to start at around ₹88,000-₹90,000 per month, in the scale of Rs. 88635- 4385(14)-150025– 4750(4) –169025. With other important allowances such as house rent, City Compensatory Allowance, travel, and petrol, the approximate salary of an AAO in an “A” class city would be Rs 1,26,000 per month.

The lic aao also receives additional benefits such as Defined Contributory Pension, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance, Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement of cost of briefcase/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc

LIC AAO Exam Centre 2026

According to the official  LIC AAO Recruitment 2026 notification, the exam will be held in various cities across the country. The exam centre list is provided below

LIC AAO Examination Centre

States/UT

Centre

Andhra Pradesh

Guntur

Kadapa

Kurnool

Nellore

Rajahmundry

Vijaywada

Vishakhapatnam

Arunachal Pradesh

Naharlagun

Assam

Dibrugarh

Guwahati

Jorhat

Silchar

Tezpur

Bihar

Bhagalpur

Gaya

Muzaffarpur

Patna

Chandigarh

Chandigarh - Mohali

Chhattisgarh

Bhilai Nagar

Raipur

Delhi/Delhi- NCR

Delhi/New Delhi/Delhi NCR

Ghaziabad

Noida & Greater Noida

Faridabad

Goa

Panaji

Gujarat

Ahmedabad - Gandhi Nagar

Rajkot

Surat

Vadodara

Haryana

Ambala

Faridabad

Himachal Pradesh

Hamirpur

Jammu & Kashmir

Jammu

Samba

Jharkhand

Dhanbad

Hazaribagh

Jamshedpur

Ranchi

Karnataka

Bengaluru

Belgaum

Gulbarga

Mangalore

Mysore

Shimoga

Udupi

Kerala

Kannur

Kochi

Kottayam

Kozhikode

Thiruvananthpuram

Thrichur

Madhya Pradesh

Bhopal

Indore

Jabalpur

Maharashtra

Amravati

Aurangabad(Maharashtra)

Jalgaon

Kolhapur

Mumbai/Thane/Navi Mumbai/MMR

Nagpur

Nanded

Pune

Meghalaya

Shilong

Mizoram

Aizawl

Nagaland

Kohima

Odisha
 

Bhubaneshwar

Cuttack

Rourkela

Sambalpur

Puducherry

Puducherry

Punjab

Amritsar

Jalandhar

Mohali

Rajasthan

Ajmer

Bikaner

Jaipur

Jodhpur

Kota

Udaipur

Tamilnadu

Chennai

Coimbatore

Madurai

Salem

Thanjavur

Thiruchirapalli

Tirunelvelli

Telangana

Hyderabad

Karimnagar

Tripura

Agartala

Uttar Pradesh

Aligarh

Allahabad

Bareilly

Gorakhpur

Jhansi

Kanpur

Lucknow

Noida / Greater Noida

Varanasi

Uttarakhand

Dehradun

Roorkee

Haldwani

West Bengal

Asansol

Greater Kolkata

Hooghly

Kalyani

Siliguri

 

LIC AAO 2026 Cutoff

The LIC AAO 2026 Cut-Off will be released after the exam is conducted. Till then, Candidates can check the previous year’s cut-off marks to get an idea of the expected competition.

LIC AAO Previous Year Cutoff

While for all other bank examinations there is a varying sectional cutoff based on the level of difficulty of the exam, in the case of LIC examinations there is a predetermined cutoff mark that is to be obtained by each aspirant in each section in both Prelims and Mains stages in order to qualify for the exam. 

LIC AAO 2025 Prelims cutoff marks

Category

Cut Off Marks (Generalist)

SC

51

ST

46

OBC

55

EWS

54

UR

58

LD

47

VI

47

HI

32

ID/MD

33

 

Check the table below for the previous year's sectional cut-off for the LIC AAO Prelims Exam.

LIC AAO Prelims Sectional Cutoff

Subject Section

Maximum Marks

SC / ST / PwBD Cutoff

OBC / EWS / UR Cutoff

Reasoning Ability

35 Marks

16 Marks

18 Marks

Quantitative Aptitude

35 Marks

16 Marks

18 Marks

English Language (Qualifying)

30 Marks

9 Marks

10 Marks

 

The previous year's cut-off for the LIC AAO Mains Exam is provided in the table below.

LIC AAO 2025 Mains cutoff marks

Category

Cut Off Marks

SC

205

ST

189

OBC

221

EWS

220

UR

232

LD

196

VI

232

HI

158

ID/MD

165

 

The table below provides the previous year's sectional cut-off for the LIC AAO Mains Exam.

LIC AAO Mains Sectional Cutoff

Subject Section

Maximum Marks

SC / ST / PwBD Cutoff

OBC / EWS / UR Cutoff

Reasoning Ability

90 Marks

40 Marks

45 Marks

Data Analysis & Interpretation

90 Marks

40 Marks

45 Marks

General Knowledge & Current Affairs

60 Marks

27 Marks

30 Marks

Insurance & Financial Market Awareness

60 Marks

27 Marks

30 Marks

English Descriptive Test (Letter & Essay)

25 Marks

9 Marks

10 Marks

 

LIC AAO Result 2026

The LIC AAO Result 2026 will be declared on the official LIC website after each stage of the recruitment process. Candidates can easily access their results by entering their registration number and password/date of birth.