OICL AO Notification 2026 – Release Date, Vacancy, Eligibility & Apply Online

The Oriental Insurance Company Limited (OICL) has released the OICL AO Notification 2026 for the recruitment of Administrative Officers (Scale-I) across departments including Generalist and Specialist roles. The OICL AO 2026 Notification is one of the most anticipated announcements for insurance sector aspirants, offering a starting salary of approximately ₹85,000 per month along with job security and strong career growth prospects.

Selected candidates appointed as OICL Administrative Officers will be responsible for key functions such as underwriting, claims processing, administrative operations, and other departmental roles across Oriental Insurance Company branches throughout India.

OICL AO Notification 2026

The OICL AO 2026 Notification will be issued by the Oriental Insurance Company Limited for Generalist and Hindi Officer posts in the cadre of Administrative Officer (Scale-I). The OICL AO Recruitment 2026 will take place in three phases - Pre Examination, Main Examination and Interview. Successful candidates will be recruited as Administrative Officers in various disciplines after clearing all stages.
Candidates should go through the entire article carefully to understand the complete details of the OICL AO notification.

OICL AO Recruitment 2026 – Exam Summary

Below, we have provided a concise summary of the OICL AO 2026 Recruitment drive.

 

Important Dates for OICL AO Notification

Aspirants must carefully review all the important dates related to the exam. Below, we will provide the OICL AO exam schedule once it is released through the official OICL AO 2026 Notification.

OICL AO Exam Important Dates
Event	Important Dates
Detailed Notification Release Date	December 2026
Online Registration Starts	December 2026
Last Date to Register	TBA
OICL AO Prelims Exam Date	January 2027
OICL AO Mains Exam Date	February 2027

OICL AO 2026 Vacancy Overview

The Oriental Insurance Company Limited is expected to announce the vacancies for the post of Administrative Officer (Scale-I) through the official OICL AO Notification 2026. For reference, in the previous year, OICL announced 285 posts for Generalist Officers and 15 vacancies for Hindi Officers. Candidates interested in the OICL AO exam can go through the detailed category-wise vacancy distribution provided below.

Category	Administrative Officer (Generalist)	Administrative Officer (Hindi)	Total
UR	123	7	130
OBC	68	4	72
SC	42	2	44
ST	24	1	25
EWS	28	1	29
Total	285	15	300
PwBD	14	1	15

 

OICL AO 2026 Eligibility Criteria: Complete Details

Candidates applying for the OICL AO Recruitment 2026 must fulfill the required eligibility conditions related to nationality, educational qualification, and age limit. The detailed eligibility criteria are provided below.

Nationality:

A candidate applying for the exam must be one of the following:

1. A citizen of India

2. A subject of Nepal or Bhutan

3. A Tibetan refugee who came to India before 1st January 1962 to permanently settle

4. A person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, or East African countries to permanently settle in India (with an eligibility certificate issued by the government)

Educational Qualification Requirement

Post	Qualifications
Administrative Officer (Generalist)	Graduate / Post Graduate in any stream from a recognized University with at least 60% marks in either of the degree examination (at least 55% for SC/ST) candidates.
Administrative Officer (Hindi Officer)	Master’s Degree from a recognized University in Hindi with English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in English with Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi medium and English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with English medium and Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi and English as the compulsory or elective subjects or either of the two as a medium of examination and the other as a compulsory or elective subject at the degree level with 60% marks (for SC/ST 55% marks).

 

Age limit

Age Limit for OICL AO
Minimum age limit	21 Years
Maximum age limit	30 Years

 

Age limit relaxation

The upper age limit relaxation for different reserved categories is structured as follows: 

Category	Upper Age Relaxation Allowed
Scheduled Caste / Scheduled Tribe (SC / ST)	5 years
Other Backward Classes (OBC - Non-Creamy Layer)	3 years
Persons with Benchmark Disabilities (PwBD)	10 years
Existing Confirmed Employees of Public Sector General Insurance Companies	5 years
Widows, Divorced women, and women legally separated from husbands (who have not remarried)	9 years
Defence Service Personnel disabled during operational conflicts	3 years

Check OICL AO Eligibility guidelines 2026

OICL AO Recruitment 2026 Application Process

As per the OICL AO 2026 Notification, the official application process will be held at https://orientalinsurance.org.in/. Aspirants should follow the step-by-step registration process to fill out the form correctly.

Step 1: OICL AO official Website Login

Visit the official website of Oriental Insurance Company, i.e., orientalinsurance.org.in and then scroll down to find the section named "Careers".

Step 2: Registration Online.

Tap on the “Direct Recruitment of Administrative Officer (Scale-I)” link. Then press the option “Click here for New Registration”. Fill in basic information such as name, phone number, email, etc. Next, a temporary registration number and password will be sent to your mobile number and email ID, respectively.

Step 3: Filling all the Required Details

Login to the portal using the Registration Number and password sent to your mobile number. After login, fill all the required personal details like qualifications, Marks obtained in each subject etc.

Step 4: Uploading Scanned Copies of Various Documents

Candidates have to scan and upload the required documents mentioned on the portal within the specified size:

This includes.

Photograph: A recent, clear passport-size color photograph.

Photograph Upload Guidelines
File Size	20 KB to 50 KB
Dimensions	200 x 230 pixels (preferred)
Format	JPG / JPEG

Signature: Your signature must be done on white paper using black ink only. Capital letters are not allowed for signatures.

Signature Upload Guidelines
File Size	10 KB to 20 KB
Dimensions	140 x 60 pixels (preferred)
Format	JPG / JPEG

Left Thumb Impression: A clear impression on white paper using blue or black ink.

Step 5: Verification Page

After the upload, candidates should click the “Preview” link so that no errors occur in data entry. Every detail, including their name, their parents’ names, and their educational marks, must be cross-verified. After the preview page is closed, no modifications can be made.

Step 6: Submit the Application

Once you’ve checked and verified that everything entered on the screen is correct in all respects, click the “Final Submit” link.

Step 7: Pay the Fee

Once candidates submit, they will be automatically redirected to the payment gateway page. You can make the payment using your debit and credit cards, net banking accounts or the UPI option.

Step 8: Download Receipt and Print Application Form

Once a successful payment transaction is done, an e-receipt and a completed copy of your application form will be displayed on your screen. Save it for future reference.

OICL AO 2026 Application Fee

Aspirants must submit the application fee provided below. The application fee must be submitted online; without a successful fee transaction, the application will be rejected. The category-wise fee is provided below.

Category	Application Fee
SC/ST/PwBD	Rs. 250/- (incl. of GST) (Intimation Charges only)
All Other	Rs. 1000/- (incl. of GST) (Application fee including intimation charges)

 

OICL AO Selection Process 2026

There are 3 stages a candidate must go through in order to successfully clear the OICL AO exam,i.e,

1. Phase-I – Prelims

2. Phase-II – Mains (Objective + Descriptive)

3. Phase-III – Interview

 

Complete OICL AO 2026 Exam Pattern

As per the official OICL AO Recruitment 2026 notification, the exam is conducted in three stages

Stage 1- Prelims:

The OICL AO prelims exam consists of 3 sections: Quantitative Aptitude, Reasoning Ability, and English Language. Effective preparation requires careful review of the examination pattern. Here's a brief look at the prelims exam:

Subjects	Questions	Marks	Duration
English Language	30	30	20 minutes
Reasoning Ability	35	35	20 minutes
Quantitative Aptitude	35	35	20 minutes
Total	100	100	60 minutes

Prelims exam key details:
Time Duration: 60 minutes (1 hour)
Negative Marking: 0.25 marks for each incorrect answer.
Mode of Exam: Computer-Based Examination (Online)
Total 100 questions for 100 marks.

Stage 2- Mains(Generalist):
OICL AO Mains exam consists of an objective and descriptive paper for generalist candidates. Students must take a closer look at the exam pattern provided below.
 

Name of Test	Questions	Marks	Duration
Reasoning	45	45	45 minutes
English Language	40	40	30 minutes
General Awareness	40	40	20 minutes
Quantitative Aptitude	40	40	40 minutes
Computer Knowledge	35	35	15 minutes
Total	200	200	150 minutes
English Language (Essay-20 marks & Précis-10) Descriptive	2	30	30 minutes

Mains(generalist) exam key details:
Time Duration: 180 minutes
Negative Marking: 0.25 marks for each incorrect answer.
Mode of Exam: Computer-Based Examination (Online)
Total 200 questions for 200 marks.

 

OICL AO Mains Mock Test

OICL AO Exam Pattern for Mains 2026 (Hindi Officers)

Name of Test	No. of Questions	Max Marks	Duration
Test of Reasoning	25	25	30 Minutes
Test of English Language	25	25	20 Minutes
Professional Knowledge (Test of Hindi & English grammar/vocabulary & knowledge of Act/Rules regarding Official Language implementation, Translation – English to Hindi and Hindi to English)	50	100	50 Minutes
General Awareness	25	25	10 Minutes
Test of Computer Knowledge	25	25	10 Minutes
Total	150	200	120 Minutes
English & Hindi Language (English Essay – 10 marks, Hindi Essay – 10 marks, Hindi Letter Writing – 10 marks, English to Hindi Translation – 10 marks, Hindi to English Translation – 10 marks)	5	50	60 Minutes

Stage 3- Interview
Candidates who successfully clear both prelims and mains examinations are called for the interview round, which is the final stage of the selection process.
Key details:
Main exam marks hold 80% weightage in the final selection.
The interview carries the remaining 20% weightage in the final selection.

Check Latest OICL AO Exam Pattern

OICL AO 2026 Salary Structure

As per the OICL AO Notification 2026, the OICL AO offers a lucrative package for the position, as the newly appointed scale-I officers are entitled to a starting basic pay of ₹50,925 per month as per the official OICL AO Recruitment 2026 notification.
 

Salary Component	Estimated Monthly Amount
Starting Basic Pay	₹50,925
Dearness Allowance (DA)	₹15,000 – ₹18,000 (Revised quarterly based on CPI inflation)
House Rent Allowance (HRA)	₹6,000 – ₹12,000 (Varies by city classification: X, Y, Z)
Transport Allowance / CCA	₹3,000 – ₹4,000
Other Miscellaneous Perks	₹2,000 – ₹3,000
Approximate Monthly Gross	approx₹85,000 (For Metro Centers)

 

Note: The overall monthly gross salary for an entry-level OICL Administrative Officer in a metropolitan city is approximately ₹85,000 per month.

View the Detailed OICL AO in hand Salary 2026

OICL AO 2026 Syllabus

The section-wise, comprehensive syllabus for the Oriental Insurance Company Limited (OICL) Administrative Officer (Generalist) Scale-I examination is detailed below.

OICL AO Exam Syllabus 2026
Reasoning Ability	Data Sufficiency; Syllogism; Blood Relations; Input-Output; Coding-Decoding; Puzzles & Seating Arrangement; Coded Inequalities; Logical Reasoning; Ranking / Direction / Alphabet Test; Alphanumeric Series
English Language	Error Spotting; Paragraph Completion; Sentence Correction; Para Jumbles; Reading Comprehension; Cloze Test; Fill in the Blanks; Multiple Meaning; Miscellaneous
Quantitative Aptitude	Square & Cube Roots; Indices; Fractions; Percentages; Number Series; Missing Number Series; Wrong Number Series; Double Pattern Series; Statement-Based Series; Inequality; Approximation; BODMAS; Squares & Cubes; Quadratic Equations; Quantity Comparison; Statement-Based
Arithmetic	Age Problems; Partnership; Mixture and Allegation; Simple & Compound Interest; Time and Work; Pipe and Cistern; Profit, Loss & Discount; Speed, Time & Distance; Boats and Streams; Trains; Mensuration (2D & 3D); Ratio and Proportion; Percentage; Number System; HCF & LCM; Basic Algebra; Average; Probability; Permutation and Combination; Data Interpretation; Table DI; Missing Table DI; Pie Chart DI; Line Chart DI; Bar Chart DI; Mixed DI; Caselet; Radar DI; Arithmetic DI; Data Sufficiency; Two-Statement Questions; Three-Statement Questions
General Awareness	National Appointments; International Obituaries; Banking Awareness; Indian Financial System; History of Indian Banking; Current Affairs; Summits; Books & Authors; Awards; Sports; Defence; Regulatory Bodies; Monetary & Credit Policies; Budget Basics & Current Union Budget; International Organizations / Financial Institutions; Capital & Money Markets; Government Schemes; Abbreviations; Economic Terminologies
Professional Knowledge	Based on relevant disciplines

Detailed Syllabus of OICL AO

OICL AO Employee Bond Policy 2026

Selected candidates must sign a Service Guarantee Bond before joining the official OICL AO post.

Service Commitment

1. Minimum Duration: 4 years in total.
2. Probation: Includes the mandatory 1-year probation period.
3. An early separation will have a penalty
4. An officer who resigns before the completion of the 4 years must pay the following penalties.
5. The entire gross salary earned as on that date will be refunded. A cost for training penalty of Rs. 40,000 will be paid by the officer.
6. Liquidated damages mean one year’s gross salary calculated from the pay scale for the year of probation. The exact number of months served; this amount may be reduced proportionately.

Execution of Bond.

1. The agreement must be properly executed on stamped paper.
2. The candidates must have two financial sureties (guarantors) of sound financial standing who are not blood relatives.

OICL AO 2026 Exam Center List

We have provided a comprehensive list of all the exam centers where the OICL AO prelims and OICL mains examinations will be held as per the  OICL AO Recruitment 2026 notification.

OICL AO Prelims Exam Center List 2026

State	Centers
Andhra Pradesh	Vijayawada /Guntur
	Visakapatnam, Tirupathi
	Ongole
Assam	Guwahati
	Dibrugarh
	Silchar
	Jorhat
Arunachal Pradesh	Naharlagun
Bihar	Patna
	Gaya
	Bhagalpur
Chandigarh	Mohali
Chhattisgarh	Raipur, Durg
Delhi-NCR	Delhi-NCR
Goa	Panaji/Mapusa
Gujarat	Ahmedabad/Gandhi Nagar
	Vadodara/Anand
	Surat
	Rajkot
Haryana	Ambala
	Faridabad
	Gurgaon
Himachal Pradesh	Shimla
	Mandi
	Hamirpur, Bilaspur
Jammu & Kashmir	Jammu, Srinagar
Jharkhand	Ranchi
	Jamshedpur
Karnataka	Bengaluru
	Hubli/Dharwad
	Mangaluru (Mangalore)
	Mysuru (Mysore)
	Kalaburagi (Gulbarga)
Kerala	Ernakulum
	Thiruvananthapuram
	Kozhikode
Madhya Pradesh	Bhopal
	Indore
	Gwalior
	Jabalpur, Satna
Maharashtra	Mumbai/Navi Mumbai/Thane/MMR
	Nagpur
	Pune
	Chhatrapati Sambhaji Nagar
	Nasik
Manipur	Imphal
Meghalaya	Shilong
Mizoram	Aizawl
Nagaland	Kohima
Odisha	Bhubaneswar
	Cuttack
	Rourkela
	Berhampur-Ganjam
Puduchery	Puduchery
Punjab	Amritsar
	Jalandhar
	Bhatinda, Patiala
Rajasthan	Jaipur
	Jodhpur
	Bikaner
Sikkim	Gangtok
Tamil Nadu	Chennai
	Coimbatore
	Madurai, Salem, Tiruchirappalli, Tirunelveli
Telangana	Hyderabad
	Warangal, Khammam, Karimnagar
Tripura	Agartala
Uttar Pradesh	Lucknow
	Prayagraj
	Kanpur, Noida/Greater Noida, Ghaziabad, Meerut, Agra
Uttarakhand	Dehradun
	Roorkee
	Haldwani
West Bengal	Kolkata
	Siliguri
	Asansol Durgapur

 

OICL AO Mains Exam Center List 2026

State/UT	Centers
Andhra Pradesh/Telangana	Hyderabad
Assam	Guwahati
Bihar	Patna
Chandigarh	Mohali
Chhattisgarh	Raipur
Delhi-NCR	Delhi-NCR
Gujarat	Ahmedabad-Gandhinagar
Himachal Pradesh	Shimla, Bilaspur
Jammu & Kashmir	Jammu
Jharkhand	Ranchi
Karnataka	Bengaluru
Kerala	Ernakulum
Maharashtra	Mumbai/Navi Mumbai/Thane/MMR
Madhya Pradesh	Bhopal
Odisha	Bhubaneswar
Rajasthan	Jaipur
Tamil Nadu	Chennai
Uttar Pradesh	Lucknow
Uttarakhand	Dehradun
West Bengal	Kolkata

 

OICL AO 2026 Cutoff

The OICL AO Cut Off 2026 will be released after each stage - Prelims exam, Mains exam, and Interview round. It depends on the difficulty of the exam, number of vacancies, number of applicants and the category. The updated cut-off will be shared here after release.