IBPS RRB Salary 2025, Check In-Hand Salary, Allowances, Pay Scale for PO and Clerk Posts

If you are interested in making a lucrative career in the government banking sector, then IBPS RRB posts are for you. The IBPS RRB Salary 2025 comes with not just a stable, handsome salary but also great monetary benefits and a steady career path. Students aspiring to become IBPS RRB employees should learn about the IBPS RRB Salary of all the posts. Let’s dive in.

IBPS RRB Salary 2025

There are 4 job posts under the IBPS RRB umbrella, starting from clerk, PO, to scale II and III officers. All these posts have different responsibilities, and based on that, their salaries differ too. The table given below shows the in-hand IBPS RRB Salary of different posts.

IBPS RRB Notification

IBPS RRB Clerk Salary 2025 (Office Assistant)

The pay scale of an IBPS RRB employee follows the pay scale of Rs 19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920, with the basic pay of Rs. 19900/-. The IBPS RRB Clerk Salary consists of the basic pay, various types of allowances like house rent allowance, Dearness Allowance and some deductions as well. All the different allowances and deductions and their corresponding amounts are mentioned below in the table

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IBPS RRB PO Salary Structure 2025 

All IBPS RRB PO employees receive an attractive basic pay of around Rs. 48,000 with many other allowances. The IBPS RRB PO salary also goes through some necessary deductions, like NPS, which makes the in-hand salary of about Rs. 75000 to Rs. 77000 per month. The table below shows the different allowances and deductions in the salary structure:

IBPS RRB Clerk Mock Test

IBPS RRB Officer Scale II Salary 2025

IBPS RRB Officer (Scale II) is a higher position than PO and Clerk, and it reflects in the responsibilities as well as the salary. IBPS RRB Salary for a Scale II officer follows the pay scale of Rs. 48170-1740/1- 49910-1990/10- 69810. They are also entitled to various allowances and deductions. The following table highlights the basic pay, various allowances and the deductions of a Scale II officer’s salary:​​​​​​​​​​​​​​

IBPS RRB Officer Scale III Salary 2025

The IBPS RRB Office Scale III post is one of the highest positions in the IBPS RRB hierarchy. This role involves managerial responsibilities and has a starting pay of around Rs. 63,000 per month. Just like the other posts, this post is also entitled to perks and allowances and has to contribute to various deductions as well. The following table shows the different aspects of the IBPS RRB salary of a Scale III officer:

IBPS RRB 2025 Syllabus

IBPS RRB Allowances and Perks 2025

In the previous sections, we have discussed about the allowances and perks that constitute the IBPS RRB Salary. The final salary is just the sum of these allowances and the basic pay they get. These allowances are Dearness Allowance, House Rent Allowance and Special Allowance, along with some allowances that depend on certain conditions.

• Dearness Allowance: This is an amount paid by the organisation to employees to compensate for the impact of inflation on their salaries. The Dearness Allowance is based on the salary and calculated as a certain percentage of the salary. This allowance is revised periodically as well.
• House Rent Allowance: This is the allowance that takes care of the employee’s accommodation needs. The employees who are not provided an accommodation and compensated with this allowance. This is also calculated as a percentage of the basic pay and depends on the type of city/area the employee is posted in.

There are three types of areas and the HRA depends on that.

1. Rural Areas: 5% of the basic pay
2. Semi-urban Areas: 7.5% of the basic pay
3. Urban Areas: 10% of the basic pay

• Special allowance: This allowance is provided to the employees to compensate for the extra duties, responsibilities or expenses. This is a fixed pay and depends on the role of the employee.

Other allowances that are a part of IBPS RRB Salary:

• Travel Allowance: This allowance is given to the employees to cover their travelling expenses
• Medical Allowance: This allowance is provided to the employees to cover the medical expenses of the employee and their dependents.
• Gratuity on Retirement: On retirement, the IBPS RRB employees receive a lump sum amount of gratuity for their loyalty and service to the bank.

IBPS RRB Career Growth for PO and Clerk

For IBPS RRB Clerk position

As an IBPS RRB Office Assistant, the employee can benefit from multiple promotion opportunities within the organisation. Based on performance and various internal exams, a clerk can move to higher management positions. Here is what the career progression of an IBPS RRB Clerk looks like:

Office Assistant (Clerk) (Entry Level)

• Officer Scale I / Assistant Manager / Probationary Officer (PO) (First promotion into the officer cadre)
• Officer Scale II (Manager)
• Officer Scale III (Senior Manager)
• Officer Scale IV (Chief Manager)
• Officer Scale V (Assistant General Manager)
• Deputy General Manager (DGM)
• General Manager (GM) (Highest possible rank)

 For IBPS RRB PO position

The IBPS RRB PO is an entry-level job with managerial responsibilities. Similar to IBPS RRB Clerk, an employee in this position can also climb up in the hierarchy by being a diligent worker and excelling in internal examinations. Here is what the career progression of an IBPS RRB PO looks like:

IBPS RRB PO (Officer Scale I - Assistant Manager)

• Deputy Manager
• Branch Manager
• Senior Branch Manager
• Chief Manager
• Assistant General Manager
• Deputy General Manager
• General Manager (Highest possible rank)

IBPS RRB 2025 Job Profile

1. IBPS RRB PO Job Profile

This is an entry-level managerial role and is considered a high-pressure job. As an Assistant Manager, a PO is responsible for decision-making, overseeing the day-to-day bank activities and enhancing the branch’s performance in the rural areas, through different bank schemes. These are the key responsibilities of an IBPS RRB PO:

• Branch Operations Management
• Lending and Credit
• Staff Management
• Business Development
• Reporting and Audit

2. IBPS RRB Clerk Job Profile

An IBPS RRB Clerk is the first point of contact for customers. This means this role is responsible for customer handling along with other responsibilities like clerical work and routine transactions for the smooth functioning. These are the key responsibilities of an IBPS RRB Clerk:

• Customer Service
• Cash and Transaction
• Documentation and Clerical Work
• Administrative and Operational work